What if my state requires ID verification for remote notarizations?
Categories: Remote Notary, Web Cam Notary
Other articles by: Docverify Admin
If your state requires ID verification for those participants not personally known to you, DocVerify also provides this additional service to you also sometimes known as knowledge based authentication (KBA).
KBA allows us to collect information from your notary participants using providers such as LexisNexus, Experian, etc., in order to present the participants with a set of questions that only they should know the answers to.
Typically, if the person doesn't have credit history in the US, hasn't had much activity in the US, never had a licenses in the US, or anything else that would get saved in the provider databases then they will most likely fail KBA.
If the participant does not pass the KBA test, then the notary is prohibited from performing the remote notarization.
Note: Please check with the laws and rules of your state as these Q&A's are for informational purposes only.
Q: My client is not a US citizen. Can I remotely notarize their documents?
A: If the participants are not personally known to you, you must perform ID verification; however, if the person cannot be located in a KBA providers system they will automatically fail the test.
Q: I know the participant personally. Do I still need to do ID verification.
A: The short answer is no.
Q: What if the participant can't pass their own KBA questions?
A: You cannot perform the notarial act.
DocVerify's e-notary platform enables notaries in the states that allow remote notarizations to provide remote notarization services to their clients at very affordable rates where the notary gets to keep the majority of the fees that they collect.